1. Plan Provider (Obligor): The company obligated under this Plan is AIG Warranty Services and Insurance Agency (“AIGWS”), except in Florida, Oklahoma and Wisconsin. AIGWS can be contacted at 300 Riverside Plaza, Chicago, IL 60606 or (800) 250-3819. In Florida, the Obligor is New Hampshire Insurance Company, (“NHIC”), located at 175 Water St, 20th Floor, New York, NY 10038, or (800) 250-3819. In Oklahoma, the Obligor is Target. In Wisconsin, the Obligor is Warranty Corporation of America, located at 3110 Crossing Park Rd, Norcross, GA 30071.
2. Definitions: Throughout this Plan, the following words shall have the following meanings: 1) “we”, “us”, and “our” mean the company obligated under the Plan (“Obligor”); 2) the words, “you” and “your” mean the person who purchased this Plan or the person to whom the Plan was transferred pursuant to the terms and conditions of the Plan; 3) “Target ” refers to Target Corporation; 4) “Product” refers to each consumer item that is covered by the Plan, including certain specified components of the item; 5) “Plan Label” refers to the adhesive label contained with your Plan. For your convenience, the Plan Label and your sales receipt contain your Plan number.
3. Term: The term of this Plan begins as of the date of Product purchase.
4. Coverage: Your Product and this Plan must be purchased concurrently. Coverage under this Plan commences on date of Product purchase. Such Product shall have failed to operate due to: scratches, liquid spills or general malfunction. There is no deductible under the Plan. The Plan covers Products sold and located in the U.S.A. only.
5. Registration: In order to provide you with the highest quality of service, we would like you to register the Product covered by this Plan.To start the registration process,logon to http://www.target.com/extendedservice or call 866-469-6356. Please have available the Plan Label or your sales receipt along with the following information: the Plan number or sales receipt number, your name, address, phone number, email address, Product purchase price, Product title , Product operating platform (X-Box, Nintendo, etc), and Product purchase date. For internet purchases, the Plan number and complete product information will be provided in the fulfillment package that will be mailed to you.
6. Plan Limits of Liability: : The combined payments of all claims for the Product covered under the Plan shall not exceed the original purchase price of that Product excluding taxes. Once the Product has been replaced or a Target GiftCard has been issued for the Product, your Plan is fulfilled and Plan coverage ends.
7. Your Responsibilities: You must follow the instructions that are in the owner’s manual for proper use, care and maintenance of your Product. Failure to follow the manufacturer’s maintenance and service guidelines may result in the denial of coverage under this Plan. You are responsible for costs associated with non-covered failures.
8. Purchaser Records: You may be asked to provide information from either your sales receipt or the Plan Label as a condition for receiving service under the Plan. ORIGINAL SALES RECEIPT SHOULD BE KEPT WITH THIS PLAN IN A SAFE PLACE.
9. Claims - If Your Product Needs Service: You may begin the claims process by calling 866-469-6356. You will be provided a Return Authorization number (RA#) and you will be required to ship the defective Product to a designated location for inspection, and we will pay all costs of shipping and handling. A Product with the same title will be shipped to you. If the same title is not available, you will be provided a Target GiftCard for the original purchase price of the Product excluding taxes. If the Product is found to be non-defective, it will be returned to you. Once the Product has been replaced or a Target GiftCard has been issued for the Product, your Plan is fulfilled and Plan coverage ends.
10. Availability of Services: While we try to complete service as quickly as possible, we are not responsible for delays caused by factors beyond our control, including but not limited to manufacturer’s delays, shipment to a service facility or Acts of God.
11. Insurance Securing the Plan:If you reside in any of the following states: AL, AK, AZ, CO, CT, DE, DC, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NE, NV, NH, NJ, NM, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI or WY, this Plan is secured by ath contractual liability or reimbursement insurance policy provided by Illinois National Insurance Company, 175 Water St, 20 Floor, New York, NY 10038 or (800) 250-3819. If you reside in any of the following states: AR, CA, FL, MS, OK, NY, NC or VA, this Plan is secured by a contractuath liability or reimbursement insurance policy provided by New Hampshire Insurance Company, 175 Water St, 20 Floor, New York, NY 10038 or (800) 250-3819. If, within sixty (60) days, we have not paid a covered claim, provided you with a refund or you are otherwise dissatisfied, you may make a claim directly to the insurance company.
12. Exclusions – What Is Not Covered:
    1. Coverages that are not listed in this Plan; components or products used for any public, lease or other commercial purpose;
    2. Damage due to failure to properly install, setup, operate, maintain, or clean the Product in accordance with the manufacturer’s printed instructions contained in the Product owner’s manual;
    3. Failure, inoperability, or disruption of a Product or Product function due to any design flaw or systemic manufacturer defect that results in a manufacturer’s recall; damage or costs resulting from using a Product in any manner or combination that is outside the guidelines approved by the manufacturer;
    4. Failures, damage or loss caused by any physical force or object that is intentional and external to the Product;
    5. Special, indirect, or consequential damages or loss of any kind; theft or loss of the Product;
    6. Immersion of the Product in liquid.
13. Renewal: This Plan is not renewable.
14. Transfer: Your Plan may be transferred to an eligible party to whom you sell or give the Product while the Plan is in force. For more information, please call, 866-469-6356 or send your request in writing within fifteen (15) days of transfer to the administrative address cited below. Include your name and Plan number, and the name, address and phone number of the new owner.
15. Cancellation: To cancel your Plan during the first ninety (90) days after the purchase of this Plan: a) for store purchases you may return to any Target location; b) for Internet Purchases, you may visit this website http://www.target.com/returns. After such ninety (90) days please submit your request in writing to the administrative address cited below. If you cancel this Plan within ninety (90) days of purchase, you will receive a one hundred percent (100%) refund of the Plan purchase price, less any claims paid. After ninety (90) days from date of purchase, you will receive a pro rata refund of the Plan purchase price based on the number of days remaining in your Plan, less tax and any claims paid. Neither Target nor we may cancel this Plan except in the event of your fraud, material misrepresentation or failure to pay the price of the Plan.

If you reside in one of the following states, these provisions apply to you if such protections are more beneficial than otherwise provided in this Plan:

Arizona: If your written notice of cancellation is received prior to the expiration date, the administrator shall refund the remaining pro-rata price, regardless of prior services rendered under the Plan. The pre-existing condition exclusion does not apply to conditions occurring prior to the sale of the consumer Product by the Obligor, its assignees, subcontractors and/or representatives.

California: You may cancel this Plan for any reason at any time. To cancel it, submit your request in writing to the Administrator at the address cited below. If you cancel within thirty (30) days of receipt of this Service Plan, and we have not paid a claim, you will receive a full refund. If you cancel after thirty (30) days or at anytime after we pay a claim, you will receive a pro rata refund of the Service Plan price based on the days remaining, less any claims that have been paid, less a cancellation fee of $25.00 or 10% of the Service Plan price, whichever is less.

Connecticut: The expiration date of your Plan shall automatically be extended by the duration that the Product is in our custody being repaired. In the event of a dispute with the administrator, you may contact the State of Connecticut Insurance Department, PO Box 816, Hartford, CT 06142-0816, Attn: Consumer Affairs. The written complaint must contain a description of the dispute, the purchase price of the Product, the cost of repair of the Product and a copy of the Plan.

Florida:The Plan shall be cancelled by us for fraud or material misrepresentation, including but not limited to commercial or rental use. Unauthorized repair or replacement of covered equipment shall result in the cancellation of the Plan by us. In the event of cancellation by us, written notice of cancellation shall be mailed to you not less than sixty (60) days before cancellation is effective. This Plan can be cancelled by you at any time for any reason by emailing, mailing or delivering to us notice of cancellation. If the Plan is cancelled: (a) within thirty (30) days of the receipt of the Plan, you shall receive a full refund of the price paid for the Plan provided no service has been performed, or (b) after thirty (30) days, you will receive a refund based on 100% of unearned pro rata premium less any claims that have been paid or less the cost of repairs made by us. If we cancel the Plan, the return premium is based upon 100% of the unearned pro rata premium.

Georgia:: Your Plan shall be non-cancelable by us except for fraud, material misrepresentation, or failure to pay consideration due therefore. The cancellation shall be in writing and shall conform to the requirements of Code 33-24-44. You may cancel at any time upon demand and surrender of the Plan and we shall refund the excess of the consideration paid for the Plan above the customary short rate for the expired term of the Plan. The Plan excludes coverage for incidental and consequential damages and pre-existing conditions only to the extent such damages or conditions are known to you or reasonably should have been known to you.


Nevada: If the Plan is cancelled, no deduction shall be made from the refund for the cost of any service received. This Plan may be cancelled due to unauthorized repair which results in a material change in the nature or extent of the risk, occurring after the first effective date of the current policy, which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the policy was issued or last renewed. This Plan will be considered void and we will refund you the purchase price of the Plan if you have not made a claim under this Plan and you have returned the Plan to us a) within 20 days after the date we have mailed the Plan to you, b) within 10 days after you have received the Plan if the Plan was furnished to you at the time the Plan was purchased, or c) within a longer time period if specified in the Plan.

New Mexico: If your Plan has been in force for a period of seventy (70) days, we may not cancel before the expiration of the Plan term or one (1) year, whichever occurs first, unless: (1) you fail to pay any amount due; (2) you are convicted of a crime which results in an increase in the service required under the Plan; (3) you engage in fraud or material misrepresentation in obtaining the Plan; (4) you commit any act, omission, or violation of any terms of the Plan after the effective date of this Plan which substantially and materially increase the service required under the Plan; or (5) any material change in the nature or extent of the required service or repair occurs after the effective date of this Plan and causes the required service or repair to be substantially and materially increased beyond that contemplated at the time you purchased the Plan.

North Carolina: The purchase of this Plan is not required either to purchase or to obtain financing for a home appliance.

OKLAHOMA: : THIS PLAN IS NOT ISSUED BY THE MANUFACTURER OR WHOLESALE COMPANY MARKETING THE PRODUCT COVERED BY THE PLAN. THIS PLAN WILL NOT BE HONORED BY SUCH MANUFACTURER OR WHOLESALE COMPANY. IF EITHER YOU OR WE CANCEL THIS PLAN, THE RETURN OF THE PLAN PRICE WILL BE BASED UPON ONE HUNDRED PERCENT (100%) OF THE UNEARNED PRO RATA PRICE OF THE PLAN, LESS THE COST OF ANY SERVICE RECEIVED.

South Carolina: To prevent any further damage, please refer to the owner’s manual. In the event the Plan provider does not provide covered service within sixty (60) days of proof of loss by the Plan holder, you are entitled to apply directly to the insurance company. If the insurance company does not resolve such matters within sixty (60) days of proof of loss, you may contact the South Carolina Department of Insurance, PO Box 100105, Columbia, SC 29202-3105, or (800) 768-3467.

Texas: If you purchased this Plan in Texas, unresolved complaints concerning a provider or questions concerning the registration of a Plan provider or administrator may be addressed to the Texas Department of Licensing and Regulations, PO Box 12157, Austin, TX 78711 or (512) 463-2906 or (800)th 803-9202. You may apply for reimbursement directly to the insurer if a refund or credit is not paid before the forty-sixth (46 ) day after the date on which the Plan is returned to the provider.

Utah: Coverage afforded under the Plan is not guaranteed by the Utah Property and Casualty Guarantee Association. If we cancel your Plan due to fraud or material misrepresentation, you will be notified thirty (30) days prior to Plan cancellation. If we cancel your Plan due to nonpayment, you will be notified ten (10) days prior to Plan cancellation. To file a claim, call the toll-free number as referenced in paragraph #9, 24 hours per day, 7 days per week.

Washington: If we have not paid a covered claim, provided you with a refund or you are otherwise dissatisfied, you may make a claim directly to the insurance company at any time.

Wisconsin:THIS AGREEMENT IS SUBJECT TO LIMITED REGULATION BY THE WISCONSIN OFFICE OF THE COMMISSIONER OF INSURANCE. Your Plan shall not be cancelled due to unauthorized repair of the covered equipment, unless we are prejudiced by your failure to obtain such authorization. We will not exclude unauthorized repair of the covered equipment, unless we are prejudiced by your failure to obtain such authorization. If you cancel this Plan, no deduction shall be made from the refund for the cost of any service received. Warranty Corporation of America is the Obligor under the Plan. The Plan is backed by a contractual liability insurance policy with limits of liability of five thousand dollars ($5,000) per claim and twenty- five thousand dollars ($25,000) in aggregate per Plan.